Creative Financing Options for Homeowners Who Can’t Afford Repairs

Can’t afford to fix your home but still need to sell? You are not alone.

Many homeowners in DFW and across Oklahoma feel stuck between a rock and a hard place. Agents say the home needs updates before it can be listed. Contractors want cash up front. And time keeps ticking.

At Mac Does REI, we help homeowners sell properties in as-is condition. Using creative financing, we take the burden off your shoulders and create solutions that work.

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Why Traditional Sales Fall Short

Realtors often recommend improvements like:

• Painting
• Flooring
• Roof replacement
• Foundation repair
• Cleaning and staging

These costs add up quickly, and most homeowners do not have the money to cover them. To make things harder, lenders often will not finance buyers if the property does not pass inspection.

Creative Options That Don’t Require Repairs

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Sell to a Cash or Terms-Based Investor

We buy homes in any condition. By using terms, we can often offer more than a typical cash buyer.

Subject-To the Existing Loan

We take over your payments and preserve your equity, even if the home needs significant work.

Seller Financing

If you own the property free and clear, we can set up monthly payments to you. Then we resell the home with a wraparound mortgage, no repairs required.

Fix-and-Flip Partnerships

If you want to capture more upside, we can fund the rehab, split the profits, and manage the project from start to finish.

A Real Example

We recently worked with a homeowner in Shawnee who could not afford $18,000 in needed repairs. Listing agents declined to help.

We acquired the home using seller financing, managed the cleanup and repairs, and resold it to a retail buyer. The seller did not have to spend a dime or lift a finger.

If you are stuck with a property that needs repairs you cannot afford, do not wait. You have more options than you realize. Creative financing can help you move on quickly and without stress.

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Need to sell a house that needs work but do not have the money to fix it? Contact Mac Does REI to explore a custom solution that gets your property sold fast.

Visit MacDoesREI.com today to learn more.

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